3/8/2011 1:13 PM (PST)

In general, we recommend that if you are having trouble making your mortgage payments we would recommend that you first seek a loan modification through a HUD approved non-profit housing counselor ASAP. If you are in CA you may qualify for one of the state's Mortgage Assistance Programs that have been launched this year. Call 888-954-KEEP (5337) to see if you qualify. Florida, Nevada, Arizona, and Michigan also have programs like this.

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3/9/2011 11:23 AM (PST)

this is helpful thanks